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November Financial Planning Newsletter

Can you believe the festive season is almost upon us, and it's nearly a wrap on another year? It is a busy time of year, but it's also the perfect time of year to celebrate all your achievements, no matter how big or small, for 2019.

"Will we retire together?" It's a question pondered by many Australian couples, and our first article explores the perks and cons of retiring at the same time.

We also look at some tips to consider when returning to work after maternity leave.

Following on, we give you 5 tips to pay off the home loan sooner, and some motivation advice for the small business owners.

We wrap it up with 9 mind-blowing ways to stop yourself from wasting time before the new year is upon us.

If you would like more information on any of the articles below, please free to arrange a 15-minute call with Mike by clicking this LINK or contact this office on 02 9327 4338 or reply to this email. 


Mike Sikar

Founder and Principal Adviser


Should you and your partner retire at the same time?

It’s one of those curious questions people rarely ponder before the time draws uncomfortably near: will we retire together? On the one hand, it makes sense to seize the opportunity to travel and experience this next chapter of your lives together. On the other, how can two people possibly be ready to leave the workforce at exactly the same time?

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Top things to consider when returning to work

Returning to work after maternity leave can be difficult and needs careful planning. Here are our tips to help make the transition much smoother.

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​5 useful tips for paying off your home loan sooner

Here are some tips to help you pay off your 30 year home loan much faster.

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Six tips to stay motivated as a new business owner

Finding motivation for starting a new business can be easy to come by, but as time passes these feelings may begin to fade. So what do you do when motivation is lacking?

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How to procrastinate: nine tips from a pro

Why is there such focus on how to be productive when many of us spend our time faffing around? There should be more tips on how to procrastinate. Here they are.

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