Share     Facebook icon Twitter icon Twitter icon

Spring is in the air!

Welcome to our latest newsletter, many people wait until their home loan is paid off before investing more in super. However, if you are currently making more than the minimum home loan repayments, you may be better off when you retire if you make additional super contributions instead. 
 
We also look at how Testamentary Trusts can save your family thousands in tax each and every year though income splitting opportunities and also provide a level of asset protection to benefit future generations.
 
We look at why having the right financial role models can help create more positive emotions about your finances and, don't get caught out by a common sharemarket trap. Read our article to find out more.
 
Are you addicted to your phone? Check out the tips to help you kick your smartphone addiction.
 
PS. Watch out for our upcoming 7 Secrets To Growth Your Wealth Webinar. 
 
To arrange a review or to speak to one of our team, please contact this office on 0438 334 334 or mike@deltafinancial.com.au.
 
Regards,
 
Mike Sikar
 
Founder and Principal adviser

Super or the mortgage?

Many people wait until their home loan is paid off before investing more in super. However, if you are currently making more than the minimum home loan repayments, you may be better off when you retire if you make additional super contributions instead.

Read full article >>

What is a Testamentary Trust?

Testamentary Trusts can save your family thousands in tax each and every year though income splitting opportunities and also provide a level of asset protection to benefit future generations.

It is for these reasons that Wills with Testamentary Trusts are recommended by many lawyers, accountants and financial advisors as an essential part of a properly considered and implemented estate plan.

Read full article >>

The power of financial role models

Role models are important in many stages of life. Be it school years, on the sporting field or in your career, having a positive role model, someone to compare yourself to and measure your progress against, can be a powerful and positive influence.

Read full article >>

Avoid the most common sharemarket trap

 
Perhaps the most common trap for share investors is to concentrate too much on the daily movements in share prices.
 

Are You Addicted to Your Phone?

Keeping connected is paramount in today’s digital society, but is our inconsumable obsession with our smartphones taking a toll on our inner health?

Read full article >>